Dumb and Dumber, Americans Lack Education

Given the fact how important money is to navigate life, Why Don’t Schools Teach Kids About Money?

teach the young about money

It’s not surprising that our nation tries to “keep it in the middle” – somewhere between economic crisis and financial meltdown. The Fed (our nations monetary policy authority) tampers with the availability and cost of money and credit to promote a “healthy” economy. This is nothing more than an illusion to create public perception of what they (the fed) want us to see. Nearly $4 Million Foreclosures, $1.1 Trillion in Student-Loan Debt, $845 Billion in Credit Card Debt — my simple mind can’t comprehend trillions and billions, but it seems clear to me that us adults don’t know that much about money

middle path

SIMPLIFY ~ This is a long-term problem that has become a major issue for my generation (X) and future generations to come. I have never understood the simple fact that financial education is not a part of our kids curriculum. I remember learning about dinosaurs and cave men at a very young age, but I was never taught that money represents purchasing power. Schools do a terrible job (in my opinion) teaching children about sex, no one wants to talk about it with the kids, yet sex dominates teen conversations. Sex learned from peers and magazines is usually bassackwards. It’s trial and error from there. Some serious embarrassing moments and mistakes are costly, even life changing. It’s the same with money, we get timely information at the coffee shop, learn from the media and magazines that are selling drama. A costly mistake with our finances can also be costly and life changing.

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teach money young and often
Let’s help future generations avoid the financial mistakes of their elders. They need taught the essentials about money. In the past decade, I have personally reached out to decision makers at the elementary, middle-school, high-school and university level to offer this service … not one has taken me up on my offer. The President’s Council created Money-As-You-Grow, a wonderful guide on how to continuously educate yourself and kids about money…but how many of us even aware the website exist.

teach kids money

3 Year-Old kids can learn the concept of saving and spending. The University of Cambridge published report revealing that kids’ money habits are formed by age 7. It’s time to look further than the root of the problem. It’s time to focus on the seeds of the solution – educating our kids and helping them Let’s make it priority to focus on the seeds – the children are the solution

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