Tag Archives: client-first

GENERATE TO CHANGE THE WORLD

Above the Earth’s core is rock, containing silicon, oxygen, iron, magnesium and aluminum. We live on this rock, with only one external source of energy – The Sun.

Less than 1% of all energy comes from this source. Every other source has limits or bounds…it is finite. Our world continues to expand, and at this rate world-wide energy demand will double by 2050, and again by 2100.

BUSINESS AS USUAL CANNOT CONTINUE

We believe significant wealth is created by investors that own companies that generate, and not consume, that respect human rights and respect natures limitations, and that create the most benefit for stakeholders, not just shareholders.

make a difference motivational phrase handwritten with white chalk on blackboard

Evolution of impact investing has given us the opportunity to invest and do good. The times of high cost and higher risk are dead and gone. Our team at Yield Wealth is the leader in impact investing in the south. We help foundations, endowments, and people identify their most important values and desired outcomes and allocate their financial resources towards those outcomes.

pass the goat

Our partners scour the ever-changing landscape of impact investments to find the options in each asset category that best match your personal values and goals. We do not sell products, nor manage our own stock and bond portfolios. Our team objectively evaluates both the social and financial merits of separate managed account, mutual fund, private equity fund, exchange traded fund and real estate investment rather than trying to push our own ideas.

Imagine a world that invest for profit to do good. We will not continue to do business as usual, times are changing and we are leading the charge. To learn more about how we help you align your financial resources to what matters most, email info@yieldwealth.com.

cropped-ck-photo.jpgCharles Kochel is the founder of Yield Wealth Management. Yield is the one of the first benefit corporations in Arkansas and a leading impact investment firm in the south.

To learn more about Yield Wealth or schedule a time to visit, email info@yieldwealth.com or visit http://www.yieldwealth.com. Do not consider this blog investment advice.

Put Your MONEY where Your HEART is.

Producing abundance of impact with our money is making the world a better place.

Newtons Law: For Every Action, There Is An Equal And Opposite Reaction.

What we are seeing in society is ugly, on both polar ends. It’s Newton’s law. It’s great to see people standing up, for what they believe in – it’s fundamentalist, on both ends, making it ugly.

At Yield Wealth, we talk a lot about “what matters most to you?” Everyday we have conversations about passions and beliefs. Most of the time, money invested supports volumes of companies working directly against what is most important to the client.

Stock means ownership, nothing more, nothing less. So why would you own a company that supports everything you’re against?

do good

The movement toward investing in what’s good instead of just screening out what’s bad is growing, fueled by a new generation of investors – Millennials (gen Y, gen x and a few boomers) are questioning conventional systems and approaches across the board, from food to education to finance.

That’s leading to conversations about aligning personal and family investments with values. A recent Morgan Stanley Institute for Sustainable Investing poll found that millennial investors and women generally are the most likely to invest for impact. Overall, 71 percent of investors are interested in sustainable investing, defined as “making investments in companies or funds that aim to do market-rate financial returns while pursuing positive social and/or environmental impact” — INVEST, DO GOOD.

which way

Historically (2005 – 2008), $3+ Million was the “water mark” for impact investing. It’s true, we can customize amazing portfolios of “Core Impact” investments at this level. But, times are changing and impact 1.0, a high cost, high risk limited information platform is in the midst of rapid evolution. A study, Impact 2.0, led by CASEi3, Duke University (2012), concluded that the cost and risk are at par with other core investments. It is possible to serve two masters – Profit and Do Good.

Now, 2015, we are at a level of knowledge, education and experience where, at any level of assets, you can invest for profit and do good. It’s a matter of choice. (Impact 3.0 or Core Impact)

Align what matters most to you and we’ll help you create a portfolio of action, supporting your beliefs. So, what are you waiting for, put your money where your heart is – seek profit and do good.

saute image ckCharles Kochel founded Yield Wealth Management, with the purpose of bringing “Mindful Wealth Management” to the south. Yield Wealth is one of the first benefit corporations in Arkansas and is leading the charge, helping people, foundations and endowments align their assets to what matters most in life, seeking profit and doing good.

This blog is intended for information purposes only – not investment advice. Contact info@yieldwealth.com to set a time for conversation about our beliefs and capabilities.

Dumb and Dumber, Americans Lack Education

Given the fact how important money is to navigate life, Why Don’t Schools Teach Kids About Money?

teach the young about money

It’s not surprising that our nation tries to “keep it in the middle” – somewhere between economic crisis and financial meltdown. The Fed (our nations monetary policy authority) tampers with the availability and cost of money and credit to promote a “healthy” economy. This is nothing more than an illusion to create public perception of what they (the fed) want us to see. Nearly $4 Million Foreclosures, $1.1 Trillion in Student-Loan Debt, $845 Billion in Credit Card Debt — my simple mind can’t comprehend trillions and billions, but it seems clear to me that us adults don’t know that much about money

middle path

SIMPLIFY ~ This is a long-term problem that has become a major issue for my generation (X) and future generations to come. I have never understood the simple fact that financial education is not a part of our kids curriculum. I remember learning about dinosaurs and cave men at a very young age, but I was never taught that money represents purchasing power. Schools do a terrible job (in my opinion) teaching children about sex, no one wants to talk about it with the kids, yet sex dominates teen conversations. Sex learned from peers and magazines is usually bassackwards. It’s trial and error from there. Some serious embarrassing moments and mistakes are costly, even life changing. It’s the same with money, we get timely information at the coffee shop, learn from the media and magazines that are selling drama. A costly mistake with our finances can also be costly and life changing.

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teach money young and often
Let’s help future generations avoid the financial mistakes of their elders. They need taught the essentials about money. In the past decade, I have personally reached out to decision makers at the elementary, middle-school, high-school and university level to offer this service … not one has taken me up on my offer. The President’s Council created Money-As-You-Grow, a wonderful guide on how to continuously educate yourself and kids about money…but how many of us even aware the website exist.

teach kids money

3 Year-Old kids can learn the concept of saving and spending. The University of Cambridge published report revealing that kids’ money habits are formed by age 7. It’s time to look further than the root of the problem. It’s time to focus on the seeds of the solution – educating our kids and helping them Let’s make it priority to focus on the seeds – the children are the solution