Tag Archives: financial concerns

God, Rest My Soul.

I don’t remember my first cup of coffee or much about attending the World Series in 1982. I do remember, Michael, the first child I saw in a wheelchair, receiving insulin every few hours from a long tube connected to a bag, hanging from a thin metal pole above his right shoulder. I was 8 when I met him.

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I can’t tell you about the first home run I ever hit or the first fish I caught on a fly. My first kiss didn’t change my life. But my first hug from a young boy with Down Syndrome did.

Political conversations ping pong around my social media and petty problematic issues too often are the focus of social interaction — I can’t help but think about the feeding tube needed to nourish the young girl in my daughters pre-school class.

I’m reading less of Hemingway, his self-character, Nick Adams, somewhat a muse to me, and reading more of Helen Keller, realizing, Anne Sullivan, her teacher is a real hero.

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I’ve seen people broken, mostly late in life, change what matters most to them, depressed about their lack of health, and even more, their relationships. Selfishness is to not live now, life to the fullest.

Creating a network of generosity, compassion and philanthropy, helping others improve their quality of life, and reach their full potential is what you’ll remember, when time seems short. Actions, without expectations, is more than enough to feel at peace about our time here on Earth.

cropped-ck-photo.jpgCharles Kochel lives in the Ozark Mountains of Arkansas. He serves a non-profit organization and owns an Impact Investing and Wealth Management firm, Yield Wealth Management. Yield Wealth is the first benefit corporation in Arkansas.

My goal is to leave a legacy of positive impact on others and the world.

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Stupid Tuesday, #IowaCaucus

The political culture of modern day America brings out the U.G.L.Y. in our people. Biased egos emerge, feelings of “I’m smart, you’re dumb; I’m big, you’re little; I’m right, you’re wrong, and there’s nothing you can do about it.”

Sure, how we see our own candidates is foggy, at best. My man, Uncle Bernie – we seem to be on the same side of about 95% of debate issues. I see his qualities and actions towards fellow human beings, as friendly, hospitable, generous, gentle, caring and compassionate.

Someone who will use their strengths, on behalf of others, especially the weak, the poor and the ill.

Public display of such character, the candidate is recognized and stands out from the crowd. Humanity is recognized. A leader displaying openness and a big heart, sharing their wealth.

Wealth is more than just how much money you have.  Money is purchasing power. Wealth comes from your own definition of inner values.  The sum of your talents, creativity, dreams and fears.  It is all the qualities that are uniquely yours and make you happy—therefore determining the quality of your life.

"Were the Good People at?"

Elections are consumed by slander and hate. We keep on, despite the political wars that bring suffering to people and relationships, for so many – misery. It’s foreign, to me. What if our political culture changed and decidedly strive for harmony and community.

 

Creating societies, meant for the greater good, ending wars and seeking to heal communities is currently a dream. Trying to overcome the purpose of winning or losing an election is too much, for modern day politics. Anger, resentment, greed, aggressive competitiveness that rules today’s politics is corrosive and destroys harmony. Political candidates seek to destroy their opponent, both are victims.

No wonder, innocence in our children, disappears at such an early age. Elections leave me cold.

cropped-ck-photo.jpgCharles Kochel lives in the Ozark Mountains of Arkansas. “My goal in life is to leave a legacy of positive impact, on others and the world.” Charles serves as Director of Advancement for a non-profit helping people of all ages, through therapy, education and support reach their full potential.

His Wealth Management Firm, Yield Wealth Management is the first Benefit Corporation in Arkansas.

Do No Harm

Mindful Wealth is about putting your whole heart, mind and soul into everything you do, including your financial resources. Too many times have we heard, you can’t serve two masters, in the case of wealth management, you can – investing for profit and making a positive impact in society.

It’s time we all take a look at our portfolios and make sure they are aligned with what matters most in our life. If you’re new to the term “impact investing”, it is a bit overwhelming. The alphabet soup of ESG, SRI … they go on and on.

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To educate further on impact investing, we need to clarify some myths.

  1. Impact Investing earns lower returns – The reality is the US core sustainable portfolio outperformed the Russell 3000 over a 5 year period, ending March 31, 2015 by nearly 30 basis points.
  2. There are limited investment options – In 1995, impact investing had only about 100 funds representing about $500 million. 2014, over 900 funds representing over $6.5 Trillion.
  3. Impact Investing is fringe and uncrowded – Many of the largest, most mindful institutions, companies and money managers have adopted the principles of Impact Investing.
  4. There’s one way to do impact investing – Engage investors to learn what matters most to them. Divest your portfolio, until it does no harm and invest to make a difference … it’s this easy.
  5. Your investing and Philanthropy should be kept separate – A portfolio that does not harm and makes a positive impact on society has an expected return par to a portfolio for financial return only.

The notion that what makes a good fiduciary investment and what makes a good societal investment are distinctly different, are just not correct.  ~Tim Schmidt, CIO, Prudential Insurance

We help foundations and families align their financial resources to what matters most, their mission in life. For more information about how to get started investing and doing good, contact our team at Yield Wealth. info@yieldwealth.com. http://www.yieldwealth.com.

It’s time to make the world a better place. Let’s cut harm from our investments and focus on making a positive impact on society.

Charles KochelCharles Kochel founded Yield Wealth Management to help foundations and families align their financial resources with what matters most.

Yield Wealth is one of the first benefit corporations in Arkansas and one of the first pure impact investing companies in the south. This blog is meant for information purposes only. Do not take this as investment advice. For more information about impact investing or how to align your financial resources to what matters most to you, contact us at info@yieldwealth.com