Who Are You?

who are you?When asked, “Who are you?” What is your answer? Most people answer according to how the world see’s them. This usually consist of their occupation and where they live. “I am a farmer from the Arkansas delta.” “I am a mom, raising two young children, and I live in Santa Monica.”

Who you are is found deep at your core, in your soul. The sum of your talents, creativity, dreams and fears, not your job and where you live. It is all the qualities that are uniquely yours.

If you are not living a life authentic to your true self, feeling incomplete and saying to yourself, “Surely, there is more to life than this? It may be time to start living your dream.

follow your dreamsWe are all struggling to find out who we truly are and nobody but you can define this. For me, as a financial advisor, this is the first step to learning more about what matters most to you, where you want to go in life.

When you have some sort of understanding about who you are and where you want to go in life, and then work to develop a road map and conquest your dreams.



Charles Kochel, Image“Mindful Wealth Management” written by Charles Kochel, Wealth Advisor at Yield Wealth Management. The purpose of this weekly Blog is to communicate the principles of good Financial Planning and Investment Management based on what matters most to you.


How I changed the world.

The world is what I choose it to be, nothing more and nothing less. As for the secrets hiding within, I find no knowing eyes. We are all secrets, an image only I can see looking into water lit by the moon. How presumptuous I was to think anyone might see the world, as I see the world.

all who wander are not lost
all who wander are not lost

I found that I could change the world by looking in a different way. My understanding, so far, is that ego is greed and fear or visa versa, greed and fear created ego. When we understand and accept that our worth is much more than assets and liabilities, we begin to understand true meaning in our own life.

A wise teacher once told me, “Wealth is more than how much money you have. Wealth comes from our own definition of our inner values.”

Buddhist Monk and Cowboy
Buddhist Monk and Cowboy

My career is relationships and empathy, trying, to the best of my ability, to understand who a person is, their dreams and fears, what they want and what they need. The concept can only be achieved by letting go of the notion that I know what is best for another. What matters most to you is paramount, but until you know the answer to this question, you could be treading water, just going through the motions of life.

It’s all about the journey, the journey is happiness – be the journey.

If I were 22…

22Inspired by LinkedIn’s “If I were 22…” influencers series, I thought I’d write my own, so here goes.

If I knew then what I know now, what would I do different?

Most people are genuinely not interested in my well-being. The sharks, predators and corporations that have no soul exist and I’d rather leave them to deal with one another. I would surround myself with good people, positive influences and mentors that teach empathy, open-mindedness and flexibility.

What 22-year old Charles would have liked to know is that there are good people out there, but they are very hard to find. Do not give people the benefit of the doubt. I’d watch my back, because no one else will and the naive get eaten alive, quickly. The skill sets I want at 22 are not taught in the board room, but on the street.

What I would have wanted to know at 22 is that life is not about the money, at least not only about money. Find a mentor that cares who I am, a sounding board to express what I want and help me understand what I need. A relationship to share my dreams and my fears.

I would have liked to have known where I was, where I wanted to go – Charles, at 22, wishes I had a better road map to get where I wanted to go. I would have clear priorities, organized and simplified my life, understanding the difference in “more, more, more” and “less is more” and the beauty of *simplicity*.

eliminate the ego

On spirituality: Find your dharma, God’s will or whatever path you choose, but don’t point fingers. Remember the Golden Rule, “treat others like you want to be treated.”

On relationships: Show up, all the time.

On Health: Your Temple determines your quality of life.

On Money: Spend less than you make.

On Travel: Just do it.

On Plurality: it’s a fact, learn from it.

On First Impressions: Like it or not, you only get one.

On Style: express how you want others to perceive you.

On empathy: understand the difference in empathy and sympathy.

On Integrity: it’s all you’ve got.

If I were 22, I’d be a hero to those less fortunate than me, care a bit more and talk a bit less. If I were 22, I’d check my ego at the door, journal and simplify life. If I was 22, I’d ask questions, especially the important ones that start with “Why.” If I were 22, I would not accept “that’s just the way things are”  and go on with life.

ego quotes

Charles Kochel, Image“Mindful Monday” Produced by: Charles Kochel, Wealth Advisor at Yield Wealth.