Beliefs & Capabilities

My Work: My financial advice business opened in February 1999, managing a successful practice with some of the largest firms on Wall Street. After the global financial crisis in 2008, I made a conscious decision to immerse in the study of human nature and our relationship to money. The difference is now I’m having conversations about what matters most to the people I serve and help them focus on what they can control, like low fees, tax management, risk control, saving and spending. Now, my business solely exists to help client’s do more of what they love.

Quality of Life: What is most important to you?  What we hope to do is help you find more time to do what you love and spend less time worrying about sustained financial independence for you and future generations. Quality of Life refers to all aspects of your life experience. Each person is unique and anything that is important to you needs to be included. This does not have to be how things are now, but how you wish them to be. What are you willing to work toward? How do you want to feel and how do you want to be?

Balance: A healthy, peaceful relationship with money requires balance. If any one behavior becomes too dominant – spending, saving, giving, risk, or lack thereof – the whole system is at risk.

Simplicity: All the hype coming out of Wall Street and corporate America understandably confuse most people. I believe in strategies that people can understand and follow. This requires tuning out much of the news and emotion surrounding finances and following a disciplined, evidence-based investment program. This may sound simple, but it’s not always easy.

Learn more about our investment philosophy.

In summary, I help people do more of what they love by helping clients prioritize, organize and simplify.

To learn more or schedule an appointment, click here. My team at Abacus Wealth is available to discuss your unique situation and learn if we are able to benefit you and your loved ones.

Bob Dylan, not square (*phat stupid tuesday edition*)

bob dylan painting

Mr. Jones, not Bob Dylan, he is certain to make straight-laced folks like Mr. Jones quite uncomfortable. White painted face, Dylan would walk  on stage like a shaman, using his voice, harmonica, guitar, piano and hands to illustrate his written tales.

He wrote short lines, with every word meaning something, at first trying to change the world, picking on politics and also on enemies that are a little more familiar: the scene of high-society – pretty people who think they’ve got it made.

Dylan accepted the Medal of Freedom in 2012 from President Obama.  He’s won 10 Grammy Awards, 1 Academy Award, 1 Golden Globe and a Pulitzer Prize.

“Mr. Tambourine Man” was the first time anyone put really good poetry on the radio, The Beatles hadn’t gotten there yet. He owns the rights to the greatest protest song of all time, “A Hard Rain’s A-Gonna Fall” (1963) and “The Times They  are a–Changin” coined him as the spokesman of a generation, the mid to late 60’s no less. Listen to the lyrics now and the rise of power of a new generation, minorities and woman will attest to the power of this song, nearly 50 years later.

He played amongst the Dead in the mid eighties with Jerry Garcia and Bob Weir. His best friend was “the man in black” ~ Johnny Cash and the stories of Dylan and John Lennon cruising London in the back of Limousines only leaves outsiders wondering, what’s really going on?

bob dylan, cig and harmonica

Covers by Jimi Hendrix “All Along The Watchtower”, which Rolling Stone describes it best as “Hendrix echoes the apocalypse of Dylan’s final verse with guitar riffs like gale-force winds.” The Byrds playing “Mr. Tambourine Man” translates Dylan quite well. Stevie Wonder ~ “Blowin’ In The Wind”, 20 year-old Van Morrison playing a trippy version of “It’s All Over Now, Baby Blue”, Jerry Garcia and Merl Saunders, Positively 4th Street, Emmylou Harris, George Harrison, Roger McGuinn, Eric Clapton – Some of the greatest covers of all time.

Bono, describing, “Every Grain of Sand” says, “It’s like one of the Great Psalms of David.” He goes on to write Rolling Stone’s Collector’s Edition: “The world was changed by somebody who cared enough about an unrequited love to write such a devastating put-down. I love to hear a song that changes everything.”

Bono goes on to describe some of the best written songs in history, and then gives his stamp of approval by saying, “But at the top of this dysfunctional family tree sits the king of spitting fire himself, the juggler of beauty and truth, our own Willy Shakespeare in a polka-dot shirt. It’s why every songwriter after him carries his baggage and why this lowly Irish bard would proudly carry his luggage. Any day.”

bob dylan, mororcyle

Welcome 2013 with intention

I welcome the upcoming year with open arms, transparency and intention. The following are intended to help us realize a life of happiness.


Balance: work, personal, family and charitable goals in the most effective & efficient ways.

Awareness: of our past tendencies and strive for continuous improvement.

Simplicity: Life, eliminating chaos as much as possible.

Equanimity: treating others as I would like to be treated – Namaste.

Non-Harming: environmental  and social consciousness in all I do.